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News Releases

October 1, 2025

6 Smart Strategies for Prioritizing Multiple Debts (And Paying Them Off Sooner)

September 10, 2025

The Inevitable Income Shift: Navigating Financial Transitions with Confidence

August 6, 2025

Ready to Buy a Home? Hit These Financial Milestones First

In the News

October 9, 2025

7 Loan Apps That Let You Borrow Money Fast

U.S. News & World Report

October 6, 2025

6 Smart Strategies for Prioritizing Multiple Debts (and Paying Them Off Sooner)

Az Big Media

September 19, 2025

5 Seemingly Innocent Spending Habits That’ll Actually Hurt Your Credit Score

HuffPost

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Resources

Story Ideas

Precautions for co-signers. What responsibilities are you really assuming for a loved one?
Differences between debt settlement, debt management and debt consolidation: Similar names, very different outcomes
Unexpected consequences of bad credit, such as higher insurance premiums, utility security deposits and denial for employment
How to determine the right student loan repayment plan for you – did you know there are more than 100?

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communications@takechargeamerica.org 623-266-6148

Corporate Overview

Founded in 1987, Take Charge America is a nonprofit agency offering financial education and counseling services including:

Credit counseling
Debt management
Student loan counseling
Housing counseling
Bankruptcy counseling

We have helped more than 2 million consumers nationwide manage their personal finances and debts.

Learn more about us

Spokespersons

Manuel Salazar, President and CEO,

is a respected and experienced leader with demonstrated expertise in both the nonprofit and technology industries. He oversees all operations and the greater execution of Take Charge America’s mission. He can speak to the organization, industry trends and the evolution of services.

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You can regain control of your money and peace of mind.

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Need Help? Call Us
Monday - Friday, 6 AM - 6 PM MST
866-528-0588

EACH YEAR, Thousands Trust TCA to Eliminate Credit Card Debt and Regain Financial Freedom

Testimonial

Empowering Millions to Achieve Financial Freedom

“Customer service is impeccable. I love everyone who works there — I couldn't have done it without your help, patience, and overall kindness. I wouldn’t want to go through a journey like this without your support. It's good to know there are still people who truly care. Thank you from the bottom of my heart. Keep up the awesome work you do. God bless you all — I feel truly blessed to have had your help.”

Monica

“One of the most important reasons TCA was so successful for me comes down to three things: The company is staffed with real professionals who understand debt management and provide honest guidance, advice, and encouragement — always with your best interest at heart. They recognize that life can throw curveballs and respond with support and understanding, not judgment. They truly care and genuinely want you to succeed!”

William

“I’m truly grateful for this program — it gave me peace of mind. The staff is knowledgeable and ready to help. My experience has been great, and I recommend this company for your debt management needs.”

Georgina

“From beginning to end, I had a great experience with them. Great customer service — they took the time to explain everything to me and answer all my questions. I’m so happy I was recommended to you guys; that’s why I recommend all my friends who need to join.”

Claudia