Home Affordability Calculator

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Hello! How can I assist you today?

Wondering how long it will take to pay off your credit card debt?

When you’re buying a home, mortgage lenders are interested in your full financial picture. They look at all your liabilities and obligations, including vehicle loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Our home affordability calculator helps you determine how much you can afford to pay for a home.

Field Definitions

Current Balance

Enter your total outstanding balance on the credit card.

Annual Interest Rate (%)

Enter the interest rate applied to your credit card (usually found on your billing statement).

Current Monthly

Payment Enter the amount you are currently paying each month.

Additional Monthly Payment (optional)

Add any extra payment you plan to contribute each month to pay down the balance faster.

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Customer service is impeccable “Customer service is impeccable. I love everyone who works there — I couldn't have done it without your help, patience, and overall kindness. I wouldn’t want to go through a journey like this without your support. It's good to know there are still people who truly care. Thank you from the bottom of my heart. Keep up the awesome work you do. God bless you all — I feel truly blessed to have had your help.”

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