Get Started Online!The TCA Difference

Our Value to You

Take Charge America offers a customized approach to credit counseling and debt management. We examine each of our clients’ situations on an individual basis, and then develop a solution that’s tailored to their short and long-term financial goals. To date, we have helped more than 1.5 million consumers nationwide manage their finances and repay $4 billion in personal debts.

In addition to one-on-one financial guidance, we offer numerous educational resources to help consumers make informed decisions for a secure financial future.

TCA has been recognized by the Better Business Bureau, the State of Arizona and both national and local media for our ethical business practices. We are also a member of the Association of the Independent Consumer Credit Counseling Agencies, a national organization that promotes quality and consistent delivery of credit counseling services.

TCA Quick Facts

  • BBB A+ Rating
  • Over 22 Years in Service
  • Winner of BBB Ethics Award
  • Named Top 25 Best Places to Work in Phoenix
  • Partnership with University of Arizona to advance financial education research

Client Testimonial

"I would just like to comment on the excellent customer service that I have received as I am getting enrolled in your program. Each time I call, the representatives are very professional. They also go above and beyond to answer my questions. Words cannot express my appreciation as I take control of my debt. After much research, I am glad I chose your program."
- Angela